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I joined this crazy place on 2018-10-10, 317 days ago.

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latest comments

Question of the day.... - 81 days ago

After reading closer, the Purdue President is talking about transferring the risk in the context of government loans. Under his proposal to expand ISAs, more information would be available to stude...

Question of the day.... - 81 days ago

Well I got it pretty close. Here’s the full quote: “It shifts the risk from the student to the investor. So if things go very poorly, it’s the investor who is on the hook and not the student. Exact...

Question of the day.... - 81 days ago

[i]What? The investors are the ones taking the risk. The student risks nothing except bad credit. [/i] I was paraphrasing Purdue University President Mitch Daniels. He was speaking about the advant...

Question of the day.... - 81 days ago

[i] Actually I think that almost all loans are a bad idea[/i] The Dave Ramsey model. My high school Econ teacher promoted this model. Should almost all people rent? Or is there a better way beco...

Question of the day.... - 81 days ago

[i]Are student loans always a bad idea? [/i] Of course not. But the fix might be in shifting the risk from students to investors.- offering them a cut of the student’s earning power as payback for ...

Question of the day.... - 81 days ago

This is a podcast that had a topic posted just last week. Even though it’s about the science behind letting our minds be changed, it also goes into how stubborn and wrong we can be when it comes to ou...

Question of the day.... - 81 days ago

How many of those bad idea student loans were taken out due to getting advice from parents or other family members who should have known better? I’m not interested in the precise answer. I’m just m...

Question of the day.... - 81 days ago

A similar topic can up when my family recently got together for my brother’s high school graduation. My brother talked about how when he wanted to join the school band in middle school the music te...

It Looks Like This Place Is Dying - 92 days ago

Avoiding the obvious double standard for some reason? And if people don’t like it, they can just leave? Gee, I wonder if that has actually happened on this site? My point is made. What a fitting wa...

It Looks Like This Place Is Dying - 92 days ago

[i]The same people get iced over and over for the same remarks. Post like a normal person and you don't get iced. [/i] You and a handful of others are totally missing the point. Maybe I am just bad...

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