All of us who pay for auto insurance are about to be robbed and screwed. Hundreds of flooded cars are being towed out of Kingwood. Those with more than mandated liability coverage will have some coverage. All of us will pay for those damages with the future increase in insurance costs. Insurance companies are a business. They operate at a profit or go out of business. The cost to cover the damage to flooded cars is passed on to us all. I am opposed to paying for someone's stupidity. Vehicles in a flood plain should not be eligible for insurance coverage of rising water damage. That kind of damage is a result of STUPIDITY. Move the vehicle to higher ground before it gets flooded!
Many people purposefully move their unwanted vehicles into harms way before a flood, because they want to collect on insurance. Why should the rest of the area be forced to pay for their fraud? In my opinion, any vehicle that is left in a known flood area should not be covered by insurance. There are some circumstances where people can't get to their vehicles but more often than not, they could have been parked on higher ground.
Awesome, That is EXACTLY my point. Auto insurance rates are tied to where the auto is ordinarily garaged/parked. If that is in a flood plain MOVE the car before it floods or don't ask everyone to absorb the cost of your decision to leave it at risk.
The point being that if you know you are in a flood zone, or low lying area you should be responsible enough to park your vehicle on higher ground. It's not like a house, you can move it. Also, there are many unscrupulous people that purposefully park in areas that they know will flood because they want to cash in on full coverage. Of course this is fraud but how exactly can it be proven? I stated before, there will always be some legitimate vehicular loss in floods that cannot be prevented but to not even try to move your vehicle, when you know it is in a flood prone area, garage or not, is foolish and expensive to everyone, not to mention those that do this with the intention of filing a claim. We all pay the price of people being irresponsible and or dishonest!
Oh, was I off topic? I sorta care. I made a guitar amp cover out of someone's couch. It turned out awesome. If I were a furniture maker, I'd be a giddy as a school girl at all the raw materials around. I really like raw materials.
Awesome I did not flood. That is not because of luck. That is the result of a decision to live in a high area. Everyone is free to make their own decision on where they live. I am opposed to being forced to pay for their irresponsibility.Even those in a flood plain have some responsibility to move the car out of danger.