After the federal government spends taxpayer money to buy out property owners who have flooded many times we will be taxed more to fill the government coffers! Don't you just love taking care of idiots who buy property that is in a floodplain? 

Exactly. Buyer beware. 

Yes, I saw where a lady was gripping about the amount FEMA was giving her for house repairs. I think it was $17,000. No flood insurance and she was gripping. I wasn't aware they gave you anything. Another said they got nothing, since the adjuster said it looked like they could absorb the cost. I don't even like flood insurance. If your insurance company won't cover it, why should tax payers. 

And get ready...wait for it...wait for it...when the insurance companies cry to the government that they had so much pay out for claims that they need a bailout..from you the taxpayers! 

It's called Socialism, or Trumpism...lol 

Really Zapper? Like Trump or hate Trump or something in between, this has been going on for years before Trump was on the scene. If you want to put a face on Socialism, Bernie Sanders is your man! The Democrat Party has for years pushed Socialism. 

The Kingwood market was based on the flood of '94. A lot of the houses that flooded during Harvey were not flooded then. My street had about a foot of water in 94 and rose 4 more feet during Harvey. You also have to take into consideration that several neighborhoods were built after 94. There are house that water didn't even touch in 94 that had several feet of water during Harvey. These people had no idea they were in a flooding area because the last time we had as major a catastrophe it didn't even come close.

Thankfully, we got no water, but I know several families who had no idea they'd get so much. 

These people had no idea they were in a flooding area because the last time we had as major a catastrophe it didn't even come close.


The vast majority of the flooded homes were in the flood plain. They didn't know? Not my problem. Research before you buy. No I do not want to pay for their idiocy. 

Actually, fully 75% of the homes that flooded were not in the current flood plain map. You can thank FEMA for that due to the fact they are using flood plain research that is outdated by decades. If you're going to live in Houston, you can pretty much count on a flood event at some time given all the development and urban sprawl.

https://www.ksat.com/weather/hurricane-harvey/study-femas-houston-flood-maps-outdated-long-before-harvey_ 

Actually, fully 75% of the homes that flooded were not in the current flood plain map.


That may be true thruout Houston but that's not true in Kingwood. I am talking the 500 year FEMA floodmap. The morons should have had flood insurance. 

Prolix,
My complaint is the government taking care of people instead of people taking care of themselves. FEMA is terrible. Flood insurance is terrible. It's the mentality that something bad happened to me so I need the government to take care of me. The government is not meant to be a charity. If anyone want to live in an area that is at risk of flood they are free to do that. If a company will sell insurance to insure against loss from flooding then so be it. That is not the business of the government. The taxpayers are being robbed for this nonsense! 

The government is the only one who is dumb enough. Of course, they aren't a business and their pockets are filled by the tax payer. It would always burn me up when they would rebuild people living on the coast. You know the risks, if you decide to live there, you take care of the damage. 

That may be true thruout Houston but that's not true in Kingwood. I am talking the 500 year FEMA floodmap. The morons should have had flood insurance.?

It's absolutely true throughout Kingwood. Do your research, dude. 

Flood insurance is the only insurance there is for flooding, and any place in Houston is subject to flooding, given the right circumstances- if you're smart ,you'll get flood insurance- it's cheap, and available. I've had it since my parent's house flooded, and that was a long time ago. I'm not in a flood plain, and didn't have a problem, but that doesn't mean I never will. 

"The vast majority of the flooded homes were in the flood plain. They didn't know? Not my problem. Research before you buy. No I do not want to pay for their idiocy. "



Too bad, you WILL pay bc you have nothing to say about it. It sounds like you think you have some authority over FEMA. LOL 

And 1994 was supposed to be a 500-year flood itself! 

Flood insurance is terrible. It's the mentality that something bad happened to me so I need the government to take care of me. The government is not meant to be a charity.

Having flood insurance does not equate to expecting the government to take care of me. The government underwrites flood insurance that is sold by many companies. Flood insurance is basically a contract between you and the insurance company. I have a house in Surfside that's 12 feet off the ground. There's no way I would've bought it if I couldn't get flood insurance.

There are areas where the government will not underwrite flood insurance. 

My house was not on any flood plain map. We bought it while under construction and were told we didn't need flood insurance due to not being on a flood plain and that the area never flooded before. We took on about 6" of water and we are still dealing with the aftermath.

FEMA came out and made an assessment and we did get a small check that would cover maybe 10% of the repair cost (their basis for determining that amount is what the adjuster felt it would take to make the house safe, not replace personal property or custom floors etc). The balance we needed was offered in the form of an SBA loan with a 15 year pay off period at 3.5% interest.

It seems fair to me. We are paying back the money we borrow from SBA, so the only "loss" to the taxpayer/government is the small check we got on the front end. It's a far cry less than the multigenerational entitlements that some people receive in perpetuity without any ongoing vetting.

I never expected a handout or the government to make my home whole again. I do expect some realistic help from a government program that we all pay into in events such as these.

That being said, we definitely have flood insurance now, and that is paid into a government pool.

There's way more waste and graft in other government programs than what FEMA accounts for post natural disaster. 

It's always different when it affects you personally. If Sheddy or My Opinion had flooded, they'd be singing a different tune.

Forget the fact Harvey was an extreme situation where 2 years worth of rain dumped in 5 days. There was no way to prepare or foresee that happening. Add to that the actions of the SJRA, which no one could control, and here we are.

Stop kicking people while they're down. Be a compassionate human being for once in your life. 

Emperor of Kingwood --- 2 hours ago - quote - hide comments
Flood insurance is terrible. It's the mentality that something bad happened to me so I need the government to take care of me. The government is not meant to be a charity.

Having flood insurance does not equate to expecting the government to take care of me. The government underwrites flood insurance that is sold by many companies. Flood insurance is basically a contract between you and the insurance company. I have a house in Surfside that's 12 feet off the ground. There's no way I would've bought it if I couldn't get flood insurance.

There are areas where the government will not underwrite flood insurance.


^^^THAT^^^