Thanks. I have an excellent medical policy provided by my former employer that provides secondary coverage when I turn 65. I need to find a primary care physician that accepts basic medicare. I currently use Kelsey. My understanding is that they do not accept basic Medicare and would want me to buy their Medicare advantage-type product.
FYI "accepting" Medicare means the doctor is paid whatever medicare pays and the patient is NOT billed for anything beyond that. The doctor "accepts" that as full payment. It is rare to find a doctor that does that. A Medicare "provider" receives whatever medicare pays and can bill the patient for the "adjusted" (largely reduced) balance.
Generally, yes. I've not been disappointed with any physician so far. Quite the opposite.
I've had the same primary care physician for over 10 years.
If you're looking for the hug and kiss bedside manner, it's not going to happen.
If you're looking for more than adequate healthcare through a large, diverse, well equipped and functioning provider, I don't think there's a better system out there.
If you travel a lot, you'll have to make decisions for wherever you are. I've found it to not be a problem. Emergency care is available most places; it's the routine stuff that makes up the vast majority of health needs.
BCBS and other companies also offer Medicare Advantage programs. I'm currently deeply involved with BCBS with my wife. I feel that program is more than adequate as well.
The healthcare field is rapidly changing. I made the move to Kelsey for that reason.
I started Medicare Part B this month with a supplement from Mutual of Omaha. I chose this route to avoid any surprises with a MAP plan. If you have a current doctor he/she will probably take Medicare. If you don't have a supplement, you will be on the hook for the portion of the payment Part B doesn't cover. You should be able to start calling some offices and inquiring if they take Medicare patients.
The advice I was given was to get a relationship with a physician before you go on medicare. Also make appointments for the specialists you are likely to need even if it just for a checkup- example cardiologist,gastro, etc.
I was told that physicians are much more likely to continue to see established patients once they are on medicare than accept a brand new medicare patient.
I haven't tested this to know if it correct. Due to health problems I already have a whole slew of specialists that I see, but I am not yet on medicare.
But I do know that 3 of my specialists have assured me they will see me once I am on medicare including an orthopedist who officially does not accept medicare.